📋 Terms of Service

Please read these terms carefully before using our services.

Last Updated: July 23, 2026

1. Acceptance of Terms

By using TM Digital Services - NIN/BVN Verification Platform ("the Platform"), you agree to these Terms of Service. If you do not agree, please do not use our services.

  • These terms apply to all users of the platform
  • We may update these terms at any time
  • Continued use constitutes acceptance of changes

2. Account Registration

To use our services, you must create an account and provide accurate information:

  • Accuracy: Provide true and accurate personal information
  • Security: Keep your login credentials secure
  • Responsibility: You are responsible for all activities on your account
  • Verification: We may verify your identity to prevent fraud

3. Verification Services

Our platform provides NIN and BVN verification services with the following terms:

  • Consent: You must have proper consent to verify someone's NIN/BVN
  • Accuracy: Results are based on official records
  • No Guarantee: We do not guarantee 100% accuracy of verification results
  • Usage: Verification results are for personal or business use only

4. Payments and Fees

Our services require payment:

  • Service Fees: Fees are clearly displayed before verification
  • No Refunds: All transactions are final and non-refundable
  • Wallet Funding: Fund your wallet to access services
  • Pricing: Prices may change without prior notice

5. User Conduct

You agree to use our platform responsibly:

  • Do not use our services for illegal activities
  • Do not attempt to hack or disrupt the platform
  • Do not misuse verification services
  • Respect the privacy and rights of others
  • Do not engage in fraudulent activities

6. Limitations of Liability

Our platform is provided "as is" with the following limitations:

  • No Warranty: We do not guarantee uninterrupted service
  • Data Accuracy: We rely on third-party data sources
  • Indemnification: You agree to indemnify us from claims
  • Damages: We are not liable for indirect or consequential damages

7. Account Suspension

We reserve the right to suspend or terminate accounts for violations:

  • Violation of these Terms of Service
  • Fraudulent or illegal activities
  • Misuse of verification services
  • Inactive accounts (12+ months)
  • Abusive behavior towards staff or users

8. Intellectual Property

  • Content: All content on our platform is our property
  • Usage: You may not copy or reproduce our content
  • API: Our API is for authorized use only
  • Trademarks: Our logos and brand names are protected

9. Contact Us

If you have questions about these Terms of Service, please contact us:

We aim to respond to all inquiries within 24-48 hours.